I don't like the text. yet without the text it looked empty. Cnc anyway :) EDIT: Smiley is my username on other forums, in case you were wondering...
The background's not bad; I rather like the effects you used for it, though it could use a bit more color diversity. However, you still need to learn how to blend your stocks a bit more effectively. I don't like the text, either. It's far too plain and kinda screws with what I think is the flow. Overall it's a bit underwhelming, but you do seem to be improving. Keep at it.