Dude, which episodes?! It's morning now but I shall be spending my day looking for a wee laptop.
You'll quickly learn what everything means. I found it more fun to learn what was what by myself than use a translation guide. I even had a wee book with my translations in it. xD
There's no reason to use a credit card if you don't have to. I use it because I shop a lot online and I tend to buy fairly large purchases. For everyday stuff you should just use your debit card.
I didn't cry. Then again, you see adverts like these on tv all the time from different organisations asking for money that you get fed up with them. I would take one of those kittens home though if I could.
I only use paypal for ebay purchases, sending money to folk or if I'm buying something cheap from a wee online shop. I use my credit card for stores like amazon, play or any store I buy from regularly and I trust with my details.
That would be silly, aye. But if you ever intend to shop online you're better with a credit card and paying it off as soon as. At least with a credit card you have protection. Perhaps its different in the US, but in the UK you don't have protection for your debit card if your card details are stolen.
Get back to work.
Some sort of paper delivery game on the Commodore 64. Aye, I'm that old.