Also agree with them knowing their stuff, you can ask most of the time what's wrong with your gaming console and get a straight answer. I do get a second opinion when needed at another one if I think it's not correct what they say, but most of the time, they're right on the ball. Also, they are always recommending games that are coming out to customers, I listen in or ask what games are good or they comment on the game that I'm getting, it makes me feel more at home.
Thanks, L... Just a note, Alternative A is the level above Sub-prime, think about it as the tier right above it. McCain might not be like Bush, but his choices, and Palin, who I won't even try to go into, sounds like it won't help us. Obama just sounds like a better choice.
Hello Mortals... *glomps Shinigami back, takes Amber's hand and dances with her*
Still not interested in stuff with Death in it, not yet. Though my bf is trying to get me interested in the series.
*eats it* Thank ye... *back a girl again* Though why my skin's purple? :p
*eyes cookie warily before eating it, becomes a guy* ......... This might be a problem with my love life.
Politics does that to people. And sure, Amber... *sips more tea, petting Bluey more*
I don't drink... Give it to someone, I think crono would like it. :D Ello...
Pretty much is... *sips tea* Graduated from college, looking for a secure job, blah blah blah... But I can't be separated from my baby too long. Eh.... Going to kick around a while, might stay for a while, dunno... *shrugs, adjusting cloak* Kinda been getting bored wandering. *to Shinigami*
Ex-dictator of the forum... Sara, ex-admin, ex person who hauled it out of god-knows what with a lot ton of help until I retired a few months ago... And a bunch of other titles with an ex in it, at your service. *bows* Hey Advent, not bad if I don't say so myself, yourself?
Yeah, dropped in late last night to say hi and kick around for a few days. I'm doing fine, how about you guys? How's life? I'm working at a bookstore, love it there, and working with a Mary Sue author. (Ugh...) She's one of the most uncooperative people I know. She's pretty bad with Mary Sue.
Heya, Royale... It's going fine, how about yourself?
Being a fresh graduate with loans coming up and finding jobs that mostly say: "Three to five years in blah blah blah field is needed or strongly recommended." and doing a summer paper on the economic events of this year helps it. I mostly got it from NY Times. This is without all the politics, I scraped all that off and pulled the bare bones out. This is basically the background in the housing right now: People can't afford housing, they probably could during the time they were mortgaged ten years ago, but a deal was made to have something called a floating interest rate. This means that at some point the interest rate is going to explode up to god-knows what in say ten years. All of a sudden the mortgages were at say three percent, now it's up to fifteen or twenty. The monthly payments go from a hundred a month to a thousand. Most people can't afford that kind of money, they stop paying, this causes a delinquency problem, where people are behind on their housing and are being evicted. Banks after a while are noticing this as a strong trend, more houses pile on the market, and people who want a house banks are seeing as ticking time bombs for delinquency in a few years or even sooner because of the economy. Note: This goes with all types of credit, it's not just the housing, credit cards, cars, loans to businesses are all seeing the same amount of problems. Houses are staying on the market because more people are being forced to leave, there's not enough people who want to buy right now, and if they do, the banks are seriously having problems with giving out loans, and it's all shutting down. Do note: This is the LOWEST housing mortgage deal available. Called a sub-prime mortgage, the ones for the people who can't afford anything else. This is the thing, while this is still going on, the economists and wall street are already seeing another trend coming along the way, which is the Alternative A mortgages. This is already showing an alarming rate towards delinquency payments to the banks, and this is predicting to be much worse than the sub prime problem as of now. It might not be, but it's already starting to show signs of strain. Job Market problems: People aren't buying, all over the U.S. last Christmas and to now, nobody's buying as much anymore. The stock market is having a severe reaction to the news from the banks, oil, dollar and a bunch of other problems, people can see it and see the price of oil, rising prices, and other stuff. Companies are declaring bankruptcy and shutting down stores because there's not enough money. People are giving up meats to be able to pay for gas, amongst other things. The price of oil and inflation are causing people to no longer buy what they want and less what they need. This causes a lot more problems, and the people who get fired or quit are now struggling to find a job because with the job market flooded as they call it, the employers can pluck whoever they feel like from it. I'll do one more, and this is important to a lot of things. Oil: I know it hasn't been mentioned much. But in my paper, I found oil being in most of the economy based news articles. Why? Because it is causing damage everywhere. Take the war in Iraq, remove everything else and look at simply the amount of oil they have. The companies control most of the oil, here's the thing, and from what I got it is true. EVERY thing that happens in Iraq causes the oil to spike or lower. It is forecast by economists that basically it takes six months to cause the oil to spike after something affects Iraq. The prices are changed that moment here in the U.S., the oil companies got, I kid you not, forty billion dollars last year in profits. That's also a record for profit for them. If the supply was hurting that much, they would be LOSING profits, not gaining. The same thing with Katrina, and other hurricanes, but the spikes happened all along last year, not simply during hurricane season. The price of oil is fluctuating right now, granted, but it still is at massively high prices. This brings up money for transporting goods, higher prices for anything shipped. Higher money for flights, higher prices for traveling, higher prices for electricity, higher prices for heating... Higher prices for driving, higher prices for anything that's grown in a field, you need oil to run your machines... Everyone's life rotates around oil. With the price spiking for oil, it's simply more expensive for everything, and it's more expensive for people to get around, or to go to work, or to do anything anymore. People quit their jobs to get closer to home to spend less money on gas. I'm not saying it's totally Bush's fault, but there's something wrong with that picture if there's that much problems and little reaction. Note: I did read about the politics part, there were calls to action to get the housing crisis at least looked at before the rate cuts, even now people are asking what other actions are going to be done, and so far, there hasn't been any. That's why I'm voting for Obama, because I don't want someone else who is on the same party as Bush and might dig us even further in.
I actually like gamestop in most cases. The return policy for the Gamestops in my area is a thirty day return policy and they check the games. So far, I've bought a bunch of things used from them and had absolutely no problem with it. Compared to EB that not only have their games work from time to time and refuse to accept checks. The only Gamestop I had problems with was one, and I haven't gone there since. If you want to haul yourself to Ebay and probably spend money for the game and probably the rest of the value on shipping and handling to get it, go ahead, but it'll take longer to get it. EDIT: As for reselling used games, they usually do try to rip me off when I sell them back, that's why someone comes along to make sure I get a good deal or just get rid of the game.
You too... Oh yeah... Anyone who's keeping track of the Jack Thompson Thingie mabob... I just remembered where I heard his name was before: http://www.ctrlaltdel-online.com/comic.php?d=20050808 NOTE: Contains violence, adult humor and a bunch of inappropriate stuff for younger kids in the link if you click on other comics. Morning people... How's everyone today?
Sorry, just forgot what you said. :p Gotta go to bed soon, it's late for this lady to be up. Night, mortals, see ya tomorrow.
I remember you... *pets with a cookie* I remember everyone... .... Mostly... <> It's the Alzheimers kicking in. :p
L is Repliku... *sig if nothing else* :P And the rest of you... STOP CHANGING YOUR NAMES, DAMNIT!!!!!!!! :yelling: Cept a few, like Amber. :p
So I see... *pets L and rest of staff* They're doing a great job. Another note: Working with an author at a writing website who does Mary Sues. Major cookies if you know what they are. She's harder to work with than working as admin here. ......... Maybe.......... <>
Good, been busy with work and some summer projects. But good, and yourself?
